How to Search For a Home

Purchasing a house can be nerve-wracking, particularly when you are a first-time home buyer.
The following tips will help guide you through the process, avoid common mistakes and save you money.
Tips for your mortgage down payment


How do Realtors and Real Estate Agents Differ?

Real estate agents are licensed by the state to provide their services and the term Realtor is simply a trademark that’s held by the National Association of Realtors. It represents those real estate agents that are members of a real estate association that are affiliated with the NAR. The practices of all licensed real estate agents are governed by state laws and Realtors agree to comply with the ethical standards of their local real estate association.



What’s The MLS?

The MLS, or Multiple Listing Service consists of properties that are available for sale by sellers and individual firms. It is simply a cooperative effort among professionals in the real estate industry.

Before properties information was available for all via the internet, the MLS was one of the primary reasons to hire an agent. However, you can instantly get information regarding listings on numerous sources online.


What are Open Houses?

Nowadays, open houses do not sell homes like before. According to a report by the National Association of Realtors, only 9% of homebuyers discovered the property that they eventually bought through an open house.

Today, people prefer the convenience of the internet, looking slideshows, taking virtual home tours and even initiating the buying process online. However, it still doesn’t hurt to attend a few open houses, as helps you get a feel of the property and even the neighborhood.


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Prodigy Lending is a DBA of AmCap Mortgage, Ltd. (NMLS ID# 129122 –, an Equal Housing Lender.
Managing RMLO: Jason Turner (NMLS #286357)